When you’re moving house, whether it’s just down the street or to a new city, there’s a lot to think about. One thing that often gets overlooked, though, is making sure your belongings are protected. That’s where moving insurance comes in. Here’s a few things to know about moving insurance.
What it does: Moving insurance is like a safety net for your belongings. It helps to cover the costs if something gets damaged or lost during the move.
How it works: Just like any other insurance, moving insurance means getting a plan that takes care of specific risks. In this case, it’s the risk of your things getting damaged or lost during the move.
So why is moving insurance so important?
Moving mishaps: Let’s face it: accidents happen, especially when you’re moving so many fragile and valuable personal items all at once. Having good moving insurance is crucial to protect them if anything goes wrong.
Hiring movers: If you’re hiring movers, it’s important to check if they have insurance to cover your things. Otherwise, it’s best to make sure you have a policy that protects you against any damages they may cause.
Protecting against disasters: Regular home insurance might not cover unexpected disasters that happen before your belongings are actually in the house. That’s where moving insurance steps in.
So how do you know whether an insurance policy is the right one? Check the following.
How much it pays: Find out how much the insurance will pay if something goes wrong. Be sure it’s enough to cover your valuable items.
Replacement costs: See if the insurance covers the full cost of replacing things or just what they’re worth at the time of the loss.
Deductible: Understand how much you need to pay out of your own pocket before insurance kicks in.
If you’re ready to think about the logistics of moving, call or email us to help you select the best moving insurance for your needs.